Whenever you need to make an expensive purchase, do you use your credit card or take out a loan? If you do, this video is for you. With so many financing options available today, the risk of defaulting on loan payments and credit cards has increased, and all of this can impact your credit score.

In this video, we’ll cover:

Does checking your credit score affect your CIBIL score?
How much of your credit should you actually use?
Should you have multiple credit cards?
Or is having just one credit card enough to boost your credit score?

Get all your questions answered in this video.

0:00 - Let’s begin
1:56 - Credit inquiries
2;32 - Credit payment history
5:46 - Credit utilization ratio
6:58 - Credit mix
7:35 - Checklist
8:52 - Bloopers!

Checklist - https://docs.google.com/docume....nt/d/1ZefOLFR4IMJpvm

Contents of Credit Information Report-
https://docs.google.com/docume....nt/d/1uztoa4KYL-zdZN